F&OMarket closed · Close · 13 Nov
PB Fintech Limited POLICYBZR
₹1,105.00The price one share last traded at, in rupees.+5.23% · ₹54.92
52-wk low ₹91618% up the rangeThe highest and lowest price the share has traded at in the past year, and where today's price sits between the two.high ₹1,964
Daily candlesEach candle is one trading day. The chart opens on the last year; drag back past the start or open full screen and the rest loads, back to listing (or the first day in our data). The body runs from the open to the close, the thin lines to the high and low. Green closed up, red closed down.
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Split and bonus adjusted daily candles. Drag back past the start, or open full screen, and its whole history loads. Scroll or pinch to zoom; full screen adds indicators, drawing and measuring.Test a strategy on POLICYBZR
Real prices, every charge counted. Pick one or write your own.Technical snapshotHow the share has been behaving: its momentum, its trend, how much of the trading was real buying to keep, and its returns.
EOD 13 NovRSI (14) · 30 oversold, 70 overboughtA score from 0 to 100 showing how strong recent up days were against recent down days.
54.6Neutral
0 oversold3070overbought 100
Delivery · bought to hold vs churnOf all the shares traded in a day, the share that actually changed hands and went into someone's demat account, rather than being bought and sold the same day.
27.5%Below average - weaker conviction
today 27.5%20d avg 42.4%
The share of traded quantity that was actually delivered (not squared off intraday) - high delivery vs its 20-session average suggests real buying or holding, not just churn.
vs 50 DMAHow far today's close is above or below the average closing price of the last 50 trading days. It shows the medium-term trend.▼ 12.4%vs 200 DMAHow far today's close is above or below the average closing price of the last 200 trading days, about ten months. It is the most watched line for the long-term trend.▼ 27.1%1 monthHow much the share price has changed over the period.+4.3%3 monthsHow much the share price has changed over the period.▼ 36.6%1 yearHow much the share price has changed over the period.▼ 38.0%Vol 30dHow much the share has actually been moving day to day, stated as a yearly percentage. 30% means it swung roughly 30% a year at that pace.54.9%
Are its options cheap or dear?It compares the movement option prices assume with the movement the share has actually shown.
Live in market hoursImplied volatility needs the live option chain, which is open 9:15 to 3:30.
Returns and valuationWhat the market pays for this company and how well the business uses its money.
Books to 30 Sept 2026Market capWhat the whole company is worth on the stock market: share price times the number of shares. It measures size, not quality.₹51,134 Cr13 NovP/EHow many rupees investors pay today for one rupee of the company's yearly profit. A P/E of 20 means paying ₹20 for ₹1 of annual profit.63.3xlast 4 quarters, to Sept 2026Return on equityHow much profit the company made on the shareholders' money in the business. 15% means ₹15 of profit a year on every ₹100 of owners' money.9.7%full year FY26Price to bookThe share price against the shareholders' money per share on the balance sheet. It asks what you pay for each rupee the owners have in the business.6.58xbooks of Sept 2026Return on capitalHow much operating profit the company made on all the money in the business, whether it came from owners or lenders.10.8%full year FY26EV / EBITDAWhat it would cost to buy the whole company, against the cash profit its business makes in a year. It is a P/E that ignores how the company is financed.55.6xDividend yieldThe cash paid out in a year as a percentage of today's share price. A 2% yield means ₹2 a year on a ₹100 share.0.00%last 12 monthsDebt to equityBorrowings compared with the shareholders' money. 1 means the company owes as much as its owners have put in; 0 means no borrowings.0.00xbooks of Sept 2026FCF marginOf every ₹100 of sales, how much cash was left after running the business and paying for new assets.-0.6%year to Mar 2026
Against its sectorWhere this company ranks among similar companies on each measure.
Financial Technology (Fintech) · 13 peers · mediansP/EHow many rupees investors pay today for one rupee of the company's yearly profit. A P/E of 20 means paying ₹20 for ₹1 of annual profit.63.32vs 63.89 median
Cheapest: FINBUD 15.77Priciest: PAYTM 145.31
Net marginOf every ₹100 of sales, how much is left as profit after all costs, interest and tax.10.2%vs 5.35% median
Lowest: MOBIKWIK 2.41%Highest: NPST 20.12%
Revenue growthHow much sales grew in the latest quarter against the same quarter a year earlier.34.96%vs 28.48% median
Lowest: MOBIKWIK 9.43%Highest: CCAVENUE 46.53%
What the numbers sayShort plain statements about this company's latest figures.
Written by fixed rulesLatest quarterIn the quarter to September 2026 (results filed 30 Oct 2026), sales rose 35.0% from a year earlier to Rs 2,178 cr and profit rose 42.6% to Rs 192 cr.
Going well
- Sales grew 3 years running (Rs 2,558 cr in FY23 to Rs 6,794 cr in FY26).
- Operating margin rose from -25.9% in FY23 to 7.5% in FY26.
- No borrowings at the FY26 balance sheet.
Worth watching
- Return on equity stayed under 10% from FY24 to FY26 (highest 9.7%).
Also changed
- Foreign institutions cut their holding by 19.7 points over 5 quarters (46.78% to 27.12%).
- Domestic institutions raised their holding by 21.6 points over 5 quarters (23.28% to 44.86%).
Each line is written by a fixed rule from the company's own filings and share price, and names the figures it uses. It describes what happened; it is not advice about the share.
How the share moved on resultsWhat the share price did around each recent quarterly result.
Over the last 19 results, the share rose on 14 and fell on 5, and moved by 3% or more on 8.
+11%
-11%
Q2 FY23Q2 FY24Q2 FY25Q2 FY26Q2 FY27
Q2 FY27: results filed 30 Oct 2026. The share went from its close on 29 Oct 2026 to its close on 2 Nov 2026 -8.56%.
What it has returnedThe yearly growth rate in the share price over each period, as if it had grown smoothly.
Price only, before dividends+13.8%a year, over 3 years
1 yr
-36.3%
3 yr
+13.8%
Held for 3 years this compounded at +13.8% a year. The last twelve months were down -36.3%. Price only, before dividends.
Who owns itThe share of the company held by its promoters, by foreign and domestic institutions, and by the public, quarter by quarter.
Shareholding patternNo promoter group
POLICYBZR is widely held - it has no identified promoter or promoter group. That is normal for large, professionally-managed companies and most private-sector banks, and is neither good nor bad on its own.
Recent announcementsThe company's own filings to the exchange in the last six months: results, board meetings, investor calls and more, each with its source document.
Last 6 monthsAnalysts/Institutional Investor Meet/Con. Call Updates13-Nov-2026
ESOP/ESOS/ESPS07-Nov-2026
Analysts/Institutional Investor Meet/Con. Call Updates04-Nov-2026
Copy of Newspaper Publication31-Oct-2026
Analysts/Institutional Investor Meet/Con. Call Updates31-Oct-2026
Outcome of Board Meeting30-Oct-2026
Analysts/Institutional Investor Meet/Con. Call Updates27-Oct-2026
Certificate under SEBI (Depositories and Participants) Regulations, 201809-Oct-2026
General Updates30-Sep-2026
Shareholders meeting30-Sep-2026
Trading Window29-Sep-2026
Shareholders meeting28-Sep-2026
Price movement27-Sep-2026
Price movement25-Sep-2026
Analysts/Institutional Investor Meet/Con. Call Updates25-Sep-2026
At a glanceThe eight figures most people check first, each placed against companies in the same industry.
Against its sectorMarket capWhat the whole company is worth on the stock market: share price times the number of shares. It measures size, not quality.
₹51,134 cr
Larger than 92% of 13 peers
sector middle ₹3,673 cr
P/EHow many rupees investors pay today for one rupee of the company's yearly profit. A P/E of 20 means paying ₹20 for ₹1 of annual profit.
63.3x
Lower than 57% of 7 peers
sector middle 63.9x
Price to bookThe share price against the shareholders' money per share on the balance sheet. It asks what you pay for each rupee the owners have in the business.
6.6x
Higher than 83% of 12 peers
sector middle 3.1x
ROEHow much profit the company made on the shareholders' money in the business. 15% means ₹15 of profit a year on every ₹100 of owners' money.
9.7%
Higher than 89% of 9 peers
sector middle 3.6%
FY23 -8.9%FY26 9.7%
ROCEHow much operating profit the company made on all the money in the business, whether it came from owners or lenders.
10.8%
Higher than 60% of 10 peers
sector middle 5.8%
FY23 -8.5%FY26 10.8%
Debt to equityBorrowings compared with the shareholders' money. 1 means the company owes as much as its owners have put in; 0 means no borrowings.
0.00
No borrowings
sector middle 0.07
FY23 0.00FY26 0.00
Dividend yieldThe cash paid out in a year as a percentage of today's share price. A 2% yield means ₹2 a year on a ₹100 share.
0.0%
Lower than 15% of 13 peers
sector middle 0.0%
Sales growthHow much sales grew in the latest quarter against the same quarter a year earlier.
+35.0%
Higher than 71% of 7 peers
sector middle +28.5%
FY24 34.4%FY26 36.5%
Peers are the listed companies in the exchange's own industry group: Financial Technology (Fintech). Balance-sheet figures are from the latest filed balance sheet; trends show each financial year we hold.
The business, year by yearSales and net profit by financial year or by quarter.
Sales and net profitFY23FY24FY25FY26
SalesNet profitfell vs last yearEach on its own scale · hover a bar for its figures
Op. marginOf every ₹100 of sales, the profit from the main business before depreciation, interest and tax.7.5%FY26Profit YoYHow much net profit grew in the latest quarter against the same quarter a year earlier.+42.6%latest quarterSalesMoney earned from selling the company's goods and services, before any costs. Also called revenue.₹6,794 CrFY26Net profitWhat is left for shareholders after all costs, interest and tax.₹670 CrFY26
Where every ₹100 of sales goesHow each ₹100 the company sold was spent, and how much stayed as profit.
FY26In FY26, of every ₹100 of sales it kept ₹9.9 as profit. Other income added ₹5.5.
Where it wentPer ₹100 of sales
Running costs₹92.5Depreciation₹2.0Interest₹0.5Tax₹0.5Profit₹9.9Profit per ₹100, year by year
FY23FY26
How fast it has grownCompound growth a year in sales and profit, over 3 and 5 financial years, beside the latest quarter.
Compounded a year3 years5 yearsLatest qtr
Sales+38.5%-+35.0%
Profit--+42.6%
Where the cash wentProfit is an accounting figure. Cash flow shows the money that really moved: in from the business, out on investments, and to or from lenders and shareholders.
From the cash flow statementIn FY26 cash rose by ₹186 Cr, after ₹80 Cr spent on plant and equipment.
FY26Cash in or out
Running the business+₹41 Cr
Investing+₹214 Cr
Lenders and shareholders-₹81 Cr
Net change in cash+₹186 Cr
Operating cash per ₹100 of profit
₹13FY24₹-52FY25₹6FY26
₹100 or more means the reported profit arrived as cash.Health check, year by yearMargins, returns and debt for each financial year, so you can see the direction.
| Measure | FY23 | FY24 | FY25 | FY26 |
|---|---|---|---|---|
| Sales growthSales in this financial year against the previous one. | · | 34.4% | 44.8% | 36.5% |
| Operating marginOf every ₹100 of sales, the profit from the main business before depreciation, interest and tax. | -25.9% | -5.4% | 1.9% | 7.5% |
| Net marginOf every ₹100 of sales in the year, how much was left as profit after everything. | -19.1% | 1.9% | 7.1% | 9.9% |
| ROEHow much profit the company made on the shareholders' money in the business. 15% means ₹15 of profit a year on every ₹100 of owners' money. | -8.9% | 1.1% | 5.7% | 9.7% |
| ROCEHow much operating profit the company made on all the money in the business, whether it came from owners or lenders. | -8.5% | 1.9% | 6.8% | 10.8% |
| Debt to equityBorrowings compared with the shareholders' money. 1 means the company owes as much as its owners have put in; 0 means no borrowings. | 0.00x | 0.00x | 0.00x | 0.00x |
| Interest coverHow many times the company's profit before interest could pay its interest bill. | -21.8x | 4.0x | 12.5x | 20.1x |
Each row against this company's own usual level: green better, red worse, grey close to it.
Peers side by sideCompanies in the same exchange-defined industry group, largest first. Tap a heading to sort.
Financial Technology (Fintech)| Company | What the whole company is worth on the stock market: share price times the number of shares. It measures size, not quality. | How many rupees investors pay today for one rupee of the company's yearly profit. A P/E of 20 means paying ₹20 for ₹1 of annual profit. | The share price against the shareholders' money per share on the balance sheet. It asks what you pay for each rupee the owners have in the business. | How much profit the company made on the shareholders' money in the business. 15% means ₹15 of profit a year on every ₹100 of owners' money. | How much operating profit the company made on all the money in the business, whether it came from owners or lenders. | Borrowings compared with the shareholders' money. 1 means the company owes as much as its owners have put in; 0 means no borrowings. | Of every ₹100 of sales, how much is left as profit after all costs, interest and tax. | How much sales grew in the latest quarter against the same quarter a year earlier. | The cash paid out in a year as a percentage of today's share price. A 2% yield means ₹2 a year on a ₹100 share. |
|---|---|---|---|---|---|---|---|---|---|
| PAYTM One 97 Communications Limited | 1.24 L cr | 145.3x | 7.5x | 3.6% | 3.9% | 0.00 | 8.9% | +28.5% | 0.00% |
| POLICYBZR PB Fintech Limited | 51,134 cr | 63.3x | 6.6x | 9.7% | 10.8% | 0.00 | 10.2% | +35.0% | 0.00% |
| PINELABS Pine Labs Limited | 20,359 cr | 126.0x | 3.4x | 1.9% | 3.6% | 0.03 | 5.3% | +24.1% | 0.00% |
| MONEYVIEW Moneyview Limited | 10,236 cr | - | 3.1x | - | - | 1.67 | - | - | 0.00% |
| MPIMANIPAL Manipal Payment and Identity Solutions Limited | 7,468 cr | - | 6.0x | - | - | 0.00 | - | - | 0.00% |
| STYL Seshaasai Technologies Limited | 5,464 cr | 19.9x | 3.6x | 16.8% | 23.3% | 0.06 | 17.7% | +15.0% | 0.74% |
| CCAVENUE AvenuesAI Limited | 4,373 cr | 44.1x | 0.9x | 6.7% | 7.8% | 0.09 | 3.1% | +46.5% | 0.00% |
| NPST Network People Services Technologies Limited | 3,673 cr | 74.3x | 8.0x | 9.3% | 12.5% | 0.00 | 20.1% | +45.1% | 0.11% |
| TURTLEMINT Turtlemint Fintech Solutions Limited | 1,890 cr | - | 2.2x | -60.4% | -62.4% | 0.06 | - | - | 0.00% |
| MOBIKWIK One Mobikwik Systems Limited | 1,786 cr | 63.9x | 3.1x | -11.0% | -4.2% | 0.62 | 2.4% | +9.4% | 0.00% |
| FINBUD Finbud Financial Services Limited | 230 cr | 15.8x | 2.0x | - | 12.9% | 0.20 | 3.6% | - | 0.00% |
| MOS Mos Utility Limited | 214 cr | - | - | - | - | - | - | - | 0.00% |
| SUVIDHAA Suvidhaa Infoserve Limited | 58 cr | - | 2.4x | -30.3% | -28.0% | 0.09 | - | +32.3% | 0.00% |
| AGSTRA AGS Transact Technologies Limited | 27 cr | - | 0.1x | 6.9% | 11.4% | 2.00 | - | - | 0.00% |
Swipe the table sideways for more columns. Tap a heading to sort. A dash means the figure is not filed or cannot be worked out for that company. A bigger cohort is cut to its 40 largest companies.
Month by monthThe share's price change in every calendar month, one row per year, so you can check for yourself whether a month has a pattern.
Price return each month| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Year |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -9.4 | -10.4 | -3.6 | +16.7 | +2.2 | -4.2 | -1.8 | +17.1 | -43.3 | -6.0 | +10.5 | · | -39.5% 11m |
| 2025 | -18.1 | -15.2 | +8.6 | +2.2 | +8.4 | +3.5 | -0.7 | -2.3 | -3.9 | +4.9 | +1.9 | +0.4 | -13.4% |
| 2024 | +26.1 | +16.5 | -3.7 | +12.5 | +2.3 | +8.0 | +4.0 | +22.0 | -8.6 | +5.0 | +11.3 | +11.3 | +165.4% |
| 2023 | -4.4 | +30.3 | +14.4 | -6.1 | +1.0 | +15.0 | +5.0 | +5.9 | -1.2 | -8.4 | +18.9 | -4.6 | +77.2% |
| 2022 | -16.3 | -16.7 | +4.9 | -3.8 | -0.7 | -13.7 | -18.3 | +7.4 | -6.1 | -18.3 | +17.3 | -1.0 | -52.8% |
| 2021 | · | · | · | · | · | · | · | · | · | · | · | -21.8 | -21.8% 1m |
Monthly movebelow -10%-10 to -5-5 to -2-2 to 00 to +2+2 to +5+5 to +10above +10%month in progress
Month-on-month change in closing price, adjusted for splits and bonuses but not for dividends, so a large dividend shows up here as a fall. Starts from 1995, when the exchange began trading equities, or from the stock's listing if later. This is a record of what happened, not a forecast.
Deals and filingsLarge trades reported to the exchange, plus the company's documents sorted by type.
| Date | Party | Side | Quantity | Price | Value |
|---|---|---|---|---|---|
| 2026-09-25 | GRAVITON RESEARCH CAPITAL LLP · bulk | SELL | 38,70,440 | ₹1,182.23 | ₹457.58 Cr |
| 2026-09-25 | GRAVITON RESEARCH CAPITAL LLP · bulk | BUY | 38,58,509 | ₹1,180.49 | ₹455.49 Cr |
| 2026-09-25 | SIXTEENTH STREET ASIAN GEMS FUND · bulk | SELL | 25,67,217 | ₹1,167.13 | ₹299.63 Cr |
| 2026-09-24 | HDFC MUTUAL FUND · bulk | BUY | 25,00,000 | ₹1,282.30 | ₹320.57 Cr |
| 2026-03-06 | TENCENT CLOUD EUROPE BV · bulk | SELL | 48,40,439 | ₹1,435.10 | ₹694.65 Cr |
| 2026-03-06 | TENCENT CLOUD EUROPE BV · block | SELL | 48,40,439 | ₹1,435.10 | ₹694.65 Cr |
| 2026-03-06 | GOLDMAN SACHS BANK EUROPE SE · block | BUY | 7,01,249 | ₹1,435.10 | ₹100.64 Cr |
| 2026-03-06 | VIRIDIAN ASIA OPPORTUNITIES MASTER FUND · block | BUY | 7,00,000 | ₹1,435.10 | ₹100.46 Cr |
- Board outcomeOutcome of Board Meeting30 Oct 2026
PB Fintech Limited has submitted to the Exchange, the financial results for the period ended September 30, 2026.
- Board outcomeOutcome of Board Meeting5 Aug 2026
PB Fintech Limited has submitted to the Exchange, Outcome of the Board Meeting held on August 05, 2026 and the financial results for the period ended Jun 30, 2026.
- Board outcomeOutcome of Board Meeting6 May 2026
PB Fintech Limited has submitted to the Exchange, the financial results for the period ended March 31, 2026.
- Board outcomeOutcome of Board Meeting6 May 2026
PB Fintech Limited has submitted to the Exchange, Outcome of Board Meeting and the financial results for the period ended March 31, 2026.
- Board outcomeOutcome of Board Meeting2 Feb 2026
PB Fintech Limited has submitted to the Exchange Outcome of the Board Meeting held on Monday, February 02, 2026 along with the Financial Results for the quarter and nine months ended December 31, 2025.
- Board outcomeOutcome of Board Meeting29 Oct 2025
PB Fintech Limited has submitted to the Exchange, the financial results for the period ended September 30, 2025.
- Board outcomeOutcome of Board Meeting31 Jul 2025
PB Fintech Limited has submitted to the Exchange, the financial results for the period ended Jun 30, 2025.
- Integrated Filing- Financial30 Jan 2025
Please find attached the Integrated Filing (Financial) for the quarter and nine months ended on December 31, 2024
- Financial Result Updates30 Jan 2025
PB Fintech Limited has submitted to the Exchange, the financial results for the period ended December 31, 2024.
The last two years of the company's filings to the exchange, grouped by the exchange's own categories. Each opens the original document.
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