AFSLAbans Financial Services Limited

Rs 201.59▲ +0.29%
Market closedEquity EOD 26 Oct
Compare
52-week rangeThe lowest and highest prices the stock traded at over the last year, from each day's intraday low and high. The marker is today's close: 0% means it sits at the year's low, 100% at the high. It describes where the price is, not where it is going.10.8% up the range
Rs 199Rs 227
AFSL price
Daily candles, adjusted for splits and bonus issues so a corporate action does not show as a crash. Pick a window from one month to the full history, add indicators, or open it full screen.
EOD 26 Oct
IndicatorsVolume

Loading AFSL price...

At a glance
Each figure is shown against the company's sector (the track: the dot is this company, the tick is the sector middle) and, where we hold the yearly filings, against its own recent years (the small trend line).
Market capWhat the whole company is worth on the stock market today: share price times the number of shares. It measures size, not quality.
Rs 1,025 cr
Larger than 30% of 10 peers
sector middle Rs 6,162 cr
P/EPrice to earnings: how many rupees investors pay for each rupee of profit the company made over the last twelve months. Compare it with similar companies rather than reading it alone.
7.6x
Lowest of 5 peers
sector middle 24.4x
Price to bookPrice to book: the share price divided by the shareholders' money per share in the latest balance sheet. Around 1 means the market values the company close to its book value.
0.8x
Lower than 78% of 9 peers
sector middle 1.8x
ROEReturn on equity: the year's profit as a percentage of the shareholders' money in the business. It shows how much the company earns on what its owners have put in.
10.2%
Around the middle of 6 peers
sector middle 10.9%
FY24 8.8%FY26 7.8%
ROCEReturn on capital employed: operating profit as a percentage of all the long-term money in the business, owners' and lenders'. It shows how well the company uses its capital, whatever the mix of debt.
11.2%
Around the middle of 4 peers
sector middle 8.1%
FY23 8.4%FY26 11.2%
Debt to equityBorrowings divided by shareholders' money. 0 means no borrowings; 1 means it owes as much as its owners have put in. Not shown for banks and lenders, whose borrowing is their business.
0.55
No sector comparison yet
FY23 0.49FY26 0.55
Dividend yieldDividends paid over the last year as a percentage of the company's market value: roughly what Rs 100 of shares paid out in cash.
0.0%
Lower than 50% of 10 peers
sector middle 0.3%
Sales growthHow much the latest quarter's sales grew against the same quarter a year earlier.
+96.0%
Highest of 9 peers
sector middle +18.6%
FY25 140.5%FY26 629.4%

Peers are the listed companies in the exchange's own industry group: Holding Company. Balance-sheet figures are from the latest filed balance sheet; trends show each financial year we hold.

What the numbers say
Short lines written by fixed rules from the company's own filings and shareholding. A line appears only when the figures cross the rule (for example sales growing three years running), and each names the numbers behind it. Nothing here is a view on whether to own the share.

Latest quarterIn the quarter to June 2026 (results filed 10 Aug 2026), sales rose 96.0% from a year earlier to Rs 3,713 cr and profit rose 101.4% to Rs 65.9 cr.

Going well
  • Debt to equity fell 2 years running (0.92 to 0.55).
Worth watching
  • Return on equity stayed under 10% from FY24 to FY26 (highest 9.3%).

Each line is written by a fixed rule from the company's own filings and share price, and names the figures it uses. It describes what happened; it is not advice about the share.

How the share moved on results
For each quarterly result we hold: the change from the share's close on the last trading day before the filing to its close on the first trading day after it. Results can land during market hours or after the close, and this window covers both. It shows what happened, not what will happen next time.

Over the last 14 results, the share rose on 9 and fell on 5, and moved by 3% or more on 7.

Q4 FY23Q4 FY24Q4 FY25Q1 FY27

Q1 FY27: results filed 10 Aug 2026. The share went from its close on 7 Aug 2026 to its close on 11 Aug 2026 +4.82%.

Where every Rs 100 of sales goes
From the company's own yearly results. Each year is scaled to that year's sales, so you compare shares, not size: how much went on running costs, depreciation, interest and tax, and how much was left as profit.
3 financial years
Sales, last 12 months
Rs 25,747 Cr
Profit, last 12 months
Rs 138 Cr
Earnings per share
Rs 26.5
Profit growth (qtr, YoY)
+101.43%

Of every Rs 100 of sales in FY26, Rs 99 went on running costs, Rs 0.0 on depreciation, Rs 0.2 on interest and Rs 0.1 on tax; Rs 0.4 was left as profit.

FY24
90
FY25
94
FY26
99
Sales (Rs 100)Other incomeRunning costsDepreciationInterestTaxProfit

Thin bar: money in (sales plus other income). Thick bar: where it went. Each year is scaled to its own sales, so the bars compare shares, not size.

How fast it has grown
Compound growth per year in sales, profit and earnings per share between financial years, from the company's own results. A span appears only if our filings cover both ends of it.
Sales
Latest qtr
+96.0%
Profit
Latest qtr
+101.4%

Per year, compounded, between financial years FY26 and the year named; only spans our filings cover. The faint bar is the latest quarter against the same quarter a year earlier. Earnings per share is not shown: filed figures are not adjusted for bonus issues and splits, so its growth would mislead.

Health check, year by year
Margins, returns, debt and interest cover for each financial year. Each row is coloured against this company's own usual level, so you see what is improving and what is slipping.
MeasureFY23FY24FY25FY26
Sales growthSales against the previous financial year.--140%629%
Operating marginProfit from operations, before depreciation, interest and tax, per Rs 100 of sales.-10.0%5.8%0.7%
Net marginProfit after everything, per Rs 100 of sales.-6.5%3.3%0.4%
ROEProfit as a percentage of shareholders' money (from the March balance sheet).-8.8%9.3%7.8%
ROCEOperating profit as a percentage of all long-term capital, owners' and lenders'.8.4%12.4%15.8%11.2%
Debt to equityBorrowings divided by shareholders' money. Lower is safer.0.49x0.92x0.72x0.55x
Interest coverHow many times operating profit covers the interest bill. Higher is safer.-2.9x3.3x3.9x

Each row is coloured against this company's own usual level, not against other companies: green is better than its middle year, red worse, plain is close to it. ROE, ROCE and debt rows start once the filings carry a full balance sheet (FY22 at the earliest).

What it owns, and how that is paid for
Straight from the March balance sheet in the company's annual filing. Both bars are the whole balance sheet: what the company owns, and where the money for it came from.
as at 2026-03-31

At FY26 it owned Rs 2,907 Cr of assets. Its owners funded 46% of that and borrowings 26%.

What it owns
21%
77%
Plant, property and projects27 Cr
Goodwill and intangibles7 Cr
Investments1 Cr
Inventory0 Cr
Owed by customers37 Cr
Cash and bank608 Cr
Everything else2,228 Cr
How that is paid for
46%
26%
26%
Shareholders1,352 Cr
Borrowings743 Cr
Owed to suppliers46 Cr
Other liabilities766 Cr
Cash and equivalents
Rs 333 Cr
Net debt
Rs 411 Cr
Current ratio
1.95x
short-term assets per rupee due soon
Book value / share
Rs 246
Return on assets
4.8%
EV / EBITDA
8.8x

From the March balance sheet in the company's annual filing (2026-03-31). Each bar is the full balance sheet; "everything else" is what the filed total leaves after the named lines.

Where the cash went
Profit is an accounting figure; cash flow is what actually moved. Cash from running the business, plus or minus what was spent on or received from investments, plus or minus what came from or went to lenders and shareholders, equals the change in cash.

In FY26 the business itself brought in Rs 505 Cr, spent Rs 3 Cr on plant and equipment, and cash rose by Rs 223 Cr over the year.

From running the business
+505 Cr
Spent on or received from investing
-278 Cr
From or to lenders and shareholders
-13 Cr
Net change in cash
+223 Cr
Cash from operations for every Rs 100 of profit
Rs 360
FY23
Rs 50
FY24
Rs -109
FY25
Rs 480
FY26

Rs 100 or more means every rupee of reported profit arrived as cash.

Full financial year to 2026-03-31, from the company's cash flow statement.

Against its sector
Where this stock sits within its own sector on each measure. The marker is its position in the peer group and the notch is the sector median. A position is a fact about the cohort, not a view on the stock.
Holding Company · 12
P/E7.6vs 24.44 median
Cheapest: AFSL 7.6Priciest: CHOICEIN 60.81
Net margin0.54%vs 9.93% median
Lowest: MAXIND -62.02%Highest: JMFINANCIL 26.57%
Revenue growth96.05%vs 18.62% median
Lowest: EDELWEISS 3.69%Highest: AFSL 96.05%

Median rather than average, so one loss-making or one very expensive peer cannot drag the reference. Valuation is shown without a colour verdict: a higher multiple can mean expensive, or faster growth expected, and only you can decide which.

Peers side by side
Every company in the same NSE industry group that we hold figures for, largest first. Tap any heading to sort by it. The same figures as the At a glance tiles, worked out the same way for every company.
Holding Company · 11 shown
Company
BAJAJFINSV
Bajaj Finserv Limited
2.67 L cr26.5x3.4x14.6%--13.1%+18.6%0.69%
BAJAJHLDNG
Bajaj Holdings & Investment Limited
1.23 L cr-1.7x----+21.5%0.91%
CHOICEIN
Choice International Limited
15,551 cr60.8x9.3x13.7%17.8%0.4821.0%+32.5%0.00%
EDELWEISS
Edelweiss Financial Services Limited
11,633 cr16.4x2.5x12.0%--6.8%+3.7%4.09%
JMFINANCIL
JM Financial Limited
10,261 cr9.9x1.0x9.8%--26.6%+8.0%3.91%
RANEHOLDIN
Rane Holdings Limited
2,064 cr24.4x1.8x8.9%16.2%0.622.1%+18.4%3.02%
BFINVEST
BF Investment Limited
1,428 cr-0.2x----+19.7%0.00%
AFSL
Abans Financial Services Limited
1,025 cr7.6x0.8x10.2%11.2%0.550.5%+96.0%0.00%
MAXIND
Max India Limited
785 cr-1.9x-32.5%-20.4%0.00-62.0%+62.9%0.00%
GFLLIMITED
GFL Limited
582 cr-0.2x----+12.3%0.00%
BILVYAPAR
BIL VYAPAR LIMITED
12 cr---0.0%---0.00%

Swipe the table sideways for more columns. Tap a heading to sort. A dash means the figure is not filed or cannot be worked out for that company. A bigger cohort is cut to its 40 largest companies.

The business
Sales and net profit from the company's own filings, by financial year or by quarter. Hover any bar for that period's complete figures including operating margin and the change against the comparable earlier period. The single TTM figure above is the sum of the last four quarters.
3 years · 15 quarters
Full financial years - the long arc of the business.
Sales growth
-
a year, 3 years
Profit growth
-
a year, 3 years
Operating margin
0.7%
latest year
Sales by financial yearRs 23,928 Cr
Net profit by financial yearRs 105 Cr
FY243 full years · hover a yearFY26

Operating margin has gone from 10.0% to 0.7% over these years - the share of every rupee of sales kept after running costs, before interest and tax. Full financial years only, so a part-year is never shown as a whole one. Hover any year for its complete figures.

Technical snapshot
Momentum, trend and delivery-based conviction from the actual price and volume history.
EOD 26 Oct
RSI (14) - momentum
50.8Neutral
0 oversold3070overbought 100
Delivery % - genuine buying vs churn
83.5%Near average
today 83.5%20d avg 74.4%

The share of traded quantity that was actually delivered (not squared off intraday) - high delivery vs its 20-session average suggests real buying or holding, not just churn.

vs 50-DMA
-0.49%
vs 200-DMA
-0.22%
1-month
-1.45%
3-month
+0.29%
1-year
+0.26%
Realized vol (30d)
6.6%
Insider trading disclosures
Promoter, director and other insider trades in the company's own shares, as disclosed to the exchange under SEBI's insider-trading regulations - usually within a few days of the transaction.
last 18 months

Insider trading data unavailable.

Recent announcements
The company's own filings to the exchange - results, board meetings, investor calls - with a link to the source document.
last 6 months

Announcements unavailable.

Want to test a strategy on AFSL?

Backtest an equity strategy on real market data, free - no card needed.

Start free

Equity price, fundamentals and realized volatility are end-of-day / quarterly from real market data. The option chain (PCR, max pain, expected move, IV, OI) is live from the exchange during market hours; outside them it shows the last session's close. Shareholding, insider trades and announcements are the company's own exchange filings. Analysis only, not investment advice.