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JMFINANCILJM Financial Limited

Rs 107.22▲ +0.97%
Market closedEquity EOD 26 Oct
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52-week rangeThe lowest and highest prices the stock traded at over the last year, from each day's intraday low and high. The marker is today's close: 0% means it sits at the year's low, 100% at the high. It describes where the price is, not where it is going.5.9% up the range
Rs 103Rs 174
JMFINANCIL price
Daily candles, adjusted for splits and bonus issues so a corporate action does not show as a crash. Pick a window from one month to the full history, add indicators, or open it full screen.
EOD 26 Oct
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At a glance
Each figure is shown against the company's sector (the track: the dot is this company, the tick is the sector middle) and, where we hold the yearly filings, against its own recent years (the small trend line).
Market capWhat the whole company is worth on the stock market today: share price times the number of shares. It measures size, not quality.
Rs 10,261 cr
Larger than 60% of 10 peers
sector middle Rs 1,746 cr
P/EPrice to earnings: how many rupees investors pay for each rupee of profit the company made over the last twelve months. Compare it with similar companies rather than reading it alone.
9.9x
Lower than 80% of 5 peers
sector middle 24.4x
Price to bookPrice to book: the share price divided by the shareholders' money per share in the latest balance sheet. Around 1 means the market values the company close to its book value.
1.0x
Lower than 67% of 9 peers
sector middle 1.8x
ROEReturn on equity: the year's profit as a percentage of the shareholders' money in the business. It shows how much the company earns on what its owners have put in.
9.8%
Lower than 67% of 6 peers
sector middle 11.1%
FY24 0.3%FY26 10.6%
Dividend yieldDividends paid over the last year as a percentage of the company's market value: roughly what Rs 100 of shares paid out in cash.
3.9%
Higher than 90% of 10 peers
sector middle 0.0%
Sales growthHow much the latest quarter's sales grew against the same quarter a year earlier.
+8.0%
Lower than 89% of 9 peers
sector middle +19.7%
FY25 -8.0%FY26 -6.5%

Peers are the listed companies in the exchange's own industry group: Holding Company. Balance-sheet figures are from the latest filed balance sheet; trends show each financial year we hold.

What the numbers say
Short lines written by fixed rules from the company's own filings and shareholding. A line appears only when the figures cross the rule (for example sales growing three years running), and each names the numbers behind it. Nothing here is a view on whether to own the share.

Latest quarterIn the quarter to June 2026 (results filed 3 Aug 2026), sales rose 8.0% from a year earlier to Rs 1,201 cr and profit fell 19.7% to Rs 369 cr.

Worth watching
  • Sales fell 2 years running (Rs 4,759 cr in FY24 to Rs 4,091 cr in FY26).

Each line is written by a fixed rule from the company's own filings and share price, and names the figures it uses. It describes what happened; it is not advice about the share.

How the share moved on results
For each quarterly result we hold: the change from the share's close on the last trading day before the filing to its close on the first trading day after it. Results can land during market hours or after the close, and this window covers both. It shows what happened, not what will happen next time.

Over the last 19 results, the share rose on 7 and fell on 12, and moved by 3% or more on 9.

Q3 FY22Q4 FY23Q4 FY24Q1 FY26Q1 FY27

Q1 FY27: results filed 3 Aug 2026. The share went from its close on 31 Jul 2026 to its close on 4 Aug 2026 +1.16%.

Fundamentals
Trailing-twelve-month valuation, margins and growth from the company's own filings.
as of 2026-06-30
P/E (TTM)
9.9
PEG
-
EPS (TTM)
Rs 10.9
Net margin
26.6%
Rev growth YoY
+8.03%
Profit growth YoY
-19.66%
TTM revenue
Rs 4,180 Cr
TTM net profit
Rs 1,111 Cr
Health check, year by year
Returns and debt for each financial year from the March balance sheet, each row coloured against this company's own usual level.
MeasureFY24FY25FY26
ROEProfit as a percentage of shareholders' money (from the March balance sheet).0.3%7.6%10.6%

Each row is coloured against this company's own usual level, not against other companies: green is better than its middle year, red worse, plain is close to it. ROE, ROCE and debt rows start once the filings carry a full balance sheet (FY22 at the earliest).

What it owns, and how that is paid for
Straight from the March balance sheet in the company's annual filing. Both bars are the whole balance sheet: what the company owns, and where the money for it came from.
as at 2026-03-31

At FY26 it owned Rs 26,537 Cr of assets. Its owners funded 43% of that, with no borrowings.

What it owns
18%
78%
Plant, property and projects699 Cr
Goodwill and intangibles85 Cr
Inventory128 Cr
Cash and bank4,868 Cr
Everything else20,757 Cr
How that is paid for
43%
57%
Shareholders11,358 Cr
Other liabilities15,179 Cr
Cash and equivalents
Rs 472 Cr
Book value / share
Rs 111
Return on assets
4.2%

From the March balance sheet in the company's annual filing (2026-03-31). Each bar is the full balance sheet; "everything else" is what the filed total leaves after the named lines.

Where the cash went
Profit is an accounting figure; cash flow is what actually moved. Cash from running the business, plus or minus what was spent on or received from investments, plus or minus what came from or went to lenders and shareholders, equals the change in cash.

In FY26 the business moved Rs 581 Cr through operations; for a lender that is mostly loans made and deposits taken, not trading cash.

From running the business
+581 Cr
Spent on or received from investing
-532 Cr
From or to lenders and shareholders
-116 Cr
Net change in cash
-68 Cr

Full financial year to 2026-03-31, from the company's cash flow statement. This company lends for a living: money lent out is an operating outflow, so these are not coloured as good or bad.

Against its sector
Where this stock sits within its own sector on each measure. The marker is its position in the peer group and the notch is the sector median. A position is a fact about the cohort, not a view on the stock.
Holding Company · 12
P/E9.86vs 24.44 median
Cheapest: AFSL 7.6Priciest: CHOICEIN 60.81
Net margin26.57%vs 4.42% median
Lowest: MAXIND -62.02%Highest: JMFINANCIL 26.57%
Revenue growth8.03%vs 19.67% median
Lowest: EDELWEISS 3.69%Highest: AFSL 96.05%
Compared against
AFSLBAJAJFINSVBAJAJHLDNGBFINVESTBILVYAPARBLILCHOICEINEDELWEISSGFLLIMITEDMAXINDRANEHOLDINTAMBOLIIN

Median rather than average, so one loss-making or one very expensive peer cannot drag the reference. Valuation is shown without a colour verdict: a higher multiple can mean expensive, or faster growth expected, and only you can decide which.

Peers side by side
Every company in the same NSE industry group that we hold figures for, largest first. Tap any heading to sort by it. The same figures as the At a glance tiles, worked out the same way for every company.
Holding Company · 11 shown
Company
BAJAJFINSV
Bajaj Finserv Limited
2.67 L cr26.5x3.4x14.6%--13.1%+18.6%0.69%
BAJAJHLDNG
Bajaj Holdings & Investment Limited
1.23 L cr-1.7x----+21.5%0.91%
CHOICEIN
Choice International Limited
15,551 cr60.8x9.3x13.7%17.8%0.4821.0%+32.5%0.00%
EDELWEISS
Edelweiss Financial Services Limited
11,633 cr16.4x2.5x12.0%--6.8%+3.7%4.09%
JMFINANCIL
JM Financial Limited
10,261 cr9.9x1.0x9.8%--26.6%+8.0%3.91%
RANEHOLDIN
Rane Holdings Limited
2,064 cr24.4x1.8x8.9%16.2%0.622.1%+18.4%3.02%
BFINVEST
BF Investment Limited
1,428 cr-0.2x----+19.7%0.00%
AFSL
Abans Financial Services Limited
1,025 cr7.6x0.8x10.2%11.2%0.550.5%+96.0%0.00%
MAXIND
Max India Limited
785 cr-1.9x-32.5%-20.4%0.00-62.0%+62.9%0.00%
GFLLIMITED
GFL Limited
582 cr-0.2x----+12.3%0.00%
BILVYAPAR
BIL VYAPAR LIMITED
12 cr---0.0%---0.00%

Swipe the table sideways for more columns. Tap a heading to sort. A dash means the figure is not filed or cannot be worked out for that company. A bigger cohort is cut to its 40 largest companies.

The business
Sales and net profit from the company's own filings, by financial year or by quarter. Hover any bar for that period's complete figures including operating margin and the change against the comparable earlier period. The single TTM figure above is the sum of the last four quarters.
4 years · 20 quarters
Full financial years - the long arc of the business.
Sales growth
+3.3%
a year, 3 years
Profit growth
+6.6%
a year, 3 years
Operating margin
61.3%
latest year
Sales by financial yearRs 4,091 Cr
Net profit by financial yearRs 1,201 Cr
FY224 full years · hover a yearFY26

Operating margin has gone from 65.0% to 61.3% over these years - the share of every rupee of sales kept after running costs, before interest and tax. Full financial years only, so a part-year is never shown as a whole one. Hover any year for its complete figures.

Dividends paid
Cash paid per share, from the exchange's corporate-action record, restated to today's share count across bonuses and splits. Dates shown are ex-dates: you must own the shares before that date to receive the payment.
3.03% yield
Rs 3,030 / year
Paid 8 of 10 yrs
on Rs 1 lakh at today's price · 3.03% yield · Rs 3.25/share
What each year paid, on Rs 1 lakh
606
1,026
187
466
1,539
1,865
3,917
1,632
17
18
19
20
21
22
23
24
25
26*
* 2026 so far - more may still be declared this year

2026 has paid Rs 1.75 per share, about Rs 1,632 on Rs 1 lakh at today's price. It skipped 2 of the last 10 years. Dividends are at the company's discretion and can be cut or skipped.

Technical snapshot
Momentum, trend and delivery-based conviction from the actual price and volume history.
EOD 26 Oct
RSI (14) - momentum
28Oversold
0 oversold3070overbought 100
Delivery % - genuine buying vs churn
39.5%Near average
today 39.5%20d avg 50.1%

The share of traded quantity that was actually delivered (not squared off intraday) - high delivery vs its 20-session average suggests real buying or holding, not just churn.

vs 50-DMA
-13.92%
vs 200-DMA
-16.24%
1-month
-15.91%
3-month
-12.15%
1-year
-38.78%
Realized vol (30d)
32.5%
Insider trading disclosures
Promoter, director and other insider trades in the company's own shares, as disclosed to the exchange under SEBI's insider-trading regulations - usually within a few days of the transaction.
last 18 months

Insider trading data unavailable.

Recent announcements
The company's own filings to the exchange - results, board meetings, investor calls - with a link to the source document.
last 6 months

Announcements unavailable.

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Equity price, fundamentals and realized volatility are end-of-day / quarterly from real market data. The option chain (PCR, max pain, expected move, IV, OI) is live from the exchange during market hours; outside them it shows the last session's close. Shareholding, insider trades and announcements are the company's own exchange filings. Analysis only, not investment advice.