PAISALOPaisalo Digital Limited

Rs 76▼ -0.21%
Market closedEquity EOD 26 Oct
Compare
52-week rangeThe lowest and highest prices the stock traded at over the last year, from each day's intraday low and high. The marker is today's close: 0% means it sits at the year's low, 100% at the high. It describes where the price is, not where it is going.70.9% up the range
Rs 30Rs 95
PAISALO price
Daily candles, adjusted for splits and bonus issues so a corporate action does not show as a crash. Pick a window from one month to the full history, add indicators, or open it full screen.
EOD 26 Oct
IndicatorsVolume

Loading PAISALO price...

At a glance
Each figure is shown against the company's sector (the track: the dot is this company, the tick is the sector middle) and, where we hold the yearly filings, against its own recent years (the small trend line).
Market capWhat the whole company is worth on the stock market today: share price times the number of shares. It measures size, not quality.
Rs 6,913 cr
Larger than 67% of 48 peers
sector middle Rs 1,507 cr
P/EPrice to earnings: how many rupees investors pay for each rupee of profit the company made over the last twelve months. Compare it with similar companies rather than reading it alone.
27.4x
Higher than 85% of 41 peers
sector middle 14.2x
Price to bookPrice to book: the share price divided by the shareholders' money per share in the latest balance sheet. Around 1 means the market values the company close to its book value.
3.9x
Higher than 96% of 47 peers
sector middle 1.3x
ROEReturn on equity: the year's profit as a percentage of the shareholders' money in the business. It shows how much the company earns on what its owners have put in.
14.0%
Higher than 79% of 42 peers
sector middle 11.0%
FY23 8.1%FY26 13.2%
Dividend yieldDividends paid over the last year as a percentage of the company's market value: roughly what Rs 100 of shares paid out in cash.
0.1%
Higher than 58% of 48 peers
sector middle 0.0%
Sales growthHow much the latest quarter's sales grew against the same quarter a year earlier.
+19.0%
Lower than 62% of 39 peers
sector middle +21.9%
FY23 20.7%FY24 39.2%

Peers are the listed companies in the exchange's own industry group: Non Banking Financial Company (NBFC). Balance-sheet figures are from the latest filed balance sheet; trends show each financial year we hold.

What the numbers say
Short lines written by fixed rules from the company's own filings and shareholding. A line appears only when the figures cross the rule (for example sales growing three years running), and each names the numbers behind it. Nothing here is a view on whether to own the share.

Latest quarterIn the quarter to June 2026 (results filed 5 Aug 2026), sales rose 19.0% from a year earlier to Rs 260 cr and profit rose 30.0% to Rs 61.3 cr.

Worth watching
  • Profit before interest covered interest 1.9 times in FY26 (Rs 374 cr of interest).
  • Operations used cash in FY26 (-Rs 783 cr) while reported profit was Rs 237 cr.

Each line is written by a fixed rule from the company's own filings and share price, and names the figures it uses. It describes what happened; it is not advice about the share.

How the share moved on results
For each quarterly result we hold: the change from the share's close on the last trading day before the filing to its close on the first trading day after it. Results can land during market hours or after the close, and this window covers both. It shows what happened, not what will happen next time.

Over the last 19 results, the share rose on 7 and fell on 12, and moved by 3% or more on 7.

Q3 FY22Q3 FY23Q3 FY24Q3 FY25Q1 FY27

Q1 FY27: results filed 5 Aug 2026. The share went from its close on 4 Aug 2026 to its close on 6 Aug 2026 -3.00%.

Fundamentals
Trailing-twelve-month valuation, margins and growth from the company's own filings.
as of 2026-06-30
P/E (TTM)
27.4
PEG
0.92
EPS (TTM)
Rs 2.8
Net margin
25.5%
Rev growth YoY
+19.01%
Profit growth YoY
+29.98%
TTM revenue
Rs 985 Cr
TTM net profit
Rs 251 Cr
Health check, year by year
Returns and debt for each financial year from the March balance sheet, each row coloured against this company's own usual level.
MeasureFY23FY24FY26
ROEProfit as a percentage of shareholders' money (from the March balance sheet).8.1%13.5%13.2%

Each row is coloured against this company's own usual level, not against other companies: green is better than its middle year, red worse, plain is close to it. ROE, ROCE and debt rows start once the filings carry a full balance sheet (FY22 at the earliest).

What it owns, and how that is paid for
Straight from the March balance sheet in the company's annual filing. Both bars are the whole balance sheet: what the company owns, and where the money for it came from.
as at 2026-03-31

At FY26 it owned Rs 6,300 Cr of assets. Its owners funded 28% of that, with no borrowings.

What it owns
96%
Plant, property and projects84 Cr
Goodwill and intangibles0 Cr
Cash and bank150 Cr
Everything else6,066 Cr
How that is paid for
28%
72%
Shareholders1,793 Cr
Other liabilities4,507 Cr
Cash and equivalents
Rs 147 Cr
Book value / share
Rs 20
Return on assets
4.0%

From the March balance sheet in the company's annual filing (2026-03-31). Each bar is the full balance sheet; "everything else" is what the filed total leaves after the named lines.

Where the cash went
Profit is an accounting figure; cash flow is what actually moved. Cash from running the business, plus or minus what was spent on or received from investments, plus or minus what came from or went to lenders and shareholders, equals the change in cash.

In FY26 the business moved Rs -783 Cr through operations; for a lender that is mostly loans made and deposits taken, not trading cash.

From running the business
-783 Cr
Spent on or received from investing
-15 Cr
From or to lenders and shareholders
+843 Cr
Net change in cash
+45 Cr

Full financial year to 2026-03-31, from the company's cash flow statement. This company lends for a living: money lent out is an operating outflow, so these are not coloured as good or bad.

Against its sector
Where this stock sits within its own sector on each measure. The marker is its position in the peer group and the notch is the sector median. A position is a fact about the cohort, not a view on the stock.
Non Banking Financial Company (NBFC) · 72
P/E27.44vs 14.21 median
Cheapest: DHUNINV 4.96Priciest: MONEYBOXX 205.48
Net margin25.51%vs 17.02% median
Lowest: TFL -28.27%Highest: NBIFIN 64.25%
Revenue growth19.01%vs 21.87% median
Lowest: TRU -62.55%Highest: NBIFIN 419.51%

Median rather than average, so one loss-making or one very expensive peer cannot drag the reference. Valuation is shown without a colour verdict: a higher multiple can mean expensive, or faster growth expected, and only you can decide which.

Peers side by side
Every company in the same NSE industry group that we hold figures for, largest first. Tap any heading to sort by it. The same figures as the At a glance tiles, worked out the same way for every company.
Non Banking Financial Company (NBFC) · 40 shown
Company
TATACAP
Tata Capital Limited
1.26 L cr23.2x2.8x11.6%16.8%-0.13%
CHOLAFIN
Cholamandalam Investment and Finance Company Limited
1.23 L cr21.4x4.0x18.9%17.6%+21.9%0.14%
MUTHOOTFIN
Muthoot Finance Limited
96,184 cr8.5x2.5x28.8%34.3%+34.4%1.09%
BAJFINANCE
Bajaj Finance Limited
57,037 cr26.4x0.5x17.5%24.4%+21.6%6.10%
SBICARD
SBI Cards and Payment Services Limited
51,227 cr19.6x3.0x15.2%12.9%+3.6%0.42%
PIRAMALFIN
Piramal Finance Limited
44,904 cr22.8x1.4x6.1%14.3%-0.56%
SUNDARMFIN
Sundaram Finance Limited
43,013 cr19.4x2.9x14.9%22.0%+12.6%0.95%
HDBFS
HDB Financial Services Limited
41,560 cr14.1x1.9x13.4%15.3%+10.1%0.59%
AIIL
Authum Investment & Infrastructure Limited
41,335 cr-2.8x--+20.9%0.01%
M&MFIN
Mahindra & Mahindra Financial Services Limited
38,807 cr10.8x1.4x13.1%15.9%+18.1%2.33%
POONAWALLA
Poonawalla Fincorp Limited
35,981 cr31.9x2.6x7.9%12.2%+70.2%0.00%
SHRIRAMFIN
Shriram Finance Limited
31,019 cr13.8x0.3x11.4%24.5%+15.8%4.72%
MANAPPURAM
Manappuram Finance Limited
27,006 cr17.7x1.7x9.0%14.1%+34.1%0.63%
IIFL
IIFL Finance Limited
22,586 cr9.1x1.5x15.3%17.3%+28.5%0.88%
CGCL
Capri Global Capital Limited
22,230 cr19.8x3.1x15.7%21.3%+57.0%0.09%
SBFC
SBFC Finance Limited
8,594 cr16.9x2.1x12.6%26.6%+33.0%0.00%
PAISALO
Paisalo Digital Limited
6,913 cr27.4x3.9x14.0%25.5%+19.0%0.13%
FEDFINA
Fedbank Financial Services Limited
5,632 cr14.8x1.9x13.1%16.1%+28.9%0.00%
MASFIN
MAS Financial Services Limited
4,448 cr11.3x1.5x13.2%19.1%+20.7%0.80%
SGFIN
SG Finserve Limited
4,159 cr25.6x2.9x10.7%39.0%-0.00%
NORTHARC
Northern Arc Capital Limited
3,949 cr9.1x1.0x11.3%15.3%-0.00%
AYE
Aye Finance Limited
3,240 cr-1.3x---0.00%
INDOSTAR
IndoStar Capital Finance Limited
2,959 cr-0.8x---0.00%
MUFIN
Mufin Green Finance Limited
2,555 cr62.3x4.5x6.6%15.0%+57.1%0.00%
PFS
PTC India Financial Services Limited
1,567 cr7.0x0.5x7.2%46.9%-27.2%0.00%
ARMANFIN
Arman Financial Services Limited
1,447 cr12.5x1.6x12.5%16.7%+33.6%0.00%
UGROCAP
Ugro Capital Limited
1,120 cr5.2x0.4x7.2%10.3%+20.0%0.00%
CREST
Crest Ventures Limited
1,002 cr29.3x0.8x2.6%27.6%-52.1%0.28%
FINKURVE
Finkurve Financial Services Limited
895 cr31.0x2.6x8.5%12.1%-0.00%
MANBA
Manba Finance Limited
694 cr14.2x1.7x11.9%13.8%+38.2%0.72%
CIFL
Capital India Finance Limited
628 cr16.6x0.9x3.9%5.1%-8.6%0.12%
NBIFIN
N. B. I. Industrial Finance Company Limited
510 cr36.8x0.2x0.5%64.3%+419.5%0.03%
LAXMIINDIA
Laxmi India Finance Limited
499 cr8.7x1.1x12.2%16.6%+34.2%0.00%
DHUNINV
Dhunseri Investments Limited
487 cr5.0x0.2x4.7%35.4%+39.8%2.50%
CSLFINANCE
CSL Finance Limited
481 cr5.5x0.8x14.0%32.6%+17.7%1.42%
UYFINCORP
U. Y. Fincorp Limited
480 cr7.8x1.2x15.9%29.2%+230.5%0.00%
MANCREDIT
Mangal Credit and Fincorp Limited
444 cr24.6x2.6x10.4%23.2%+53.1%0.33%
AVONMORE
Avonmore Capital & Management Services Limited
333 cr21.4x0.9x6.2%15.6%+36.3%0.00%
MONEYBOXX
Moneyboxx Finance Limited
330 cr205.5x1.1x0.4%0.6%-0.00%
AFIL
Akme Fintrade (India) Limited
304 cr6.8x0.7x10.4%27.9%+30.6%0.00%

Swipe the table sideways for more columns. Tap a heading to sort. A dash means the figure is not filed or cannot be worked out for that company. A bigger cohort is cut to its 40 largest companies.

The business
Sales and net profit from the company's own filings, by financial year or by quarter. Hover any bar for that period's complete figures including operating margin and the change against the comparable earlier period. The single TTM figure above is the sum of the last four quarters.
4 years · 20 quarters
Full financial years - the long arc of the business.
Sales growth
+34.0%
a year, 3 years
Profit growth
+44.1%
a year, 3 years
Operating margin
74.8%
latest year
Sales by financial yearRs 944 Cr
Net profit by financial yearRs 237 Cr
FY224 full years · hover a yearFY26

Operating margin has gone from 75.1% to 74.8% over these years - the share of every rupee of sales kept after running costs, before interest and tax. Full financial years only, so a part-year is never shown as a whole one. Hover any year for its complete figures.

Large institutional deals
Bulk and block deals reported by the exchange, where a single large trade is disclosed along with the counterparty's name. Only deals above the exchange's disclosure threshold appear here.
last 8
DatePartySideQtyPriceValue
2026-09-28OCTASPACE REALCON PRIVATE LIMITEDBUY65,32,50782.3Rs 53.76 Cr
2026-09-18OCTASPACE REALCON PRIVATE LIMITEDBUY45,87,89089.54Rs 41.08 Cr
2026-09-18OCTASPACE REALCON PRIVATE LIMITEDSELL22,99,39289.67Rs 20.62 Cr
2026-09-03DHANSUBH COMPLEX PRIVATE LIMITEDBUY50,11,00070.22Rs 35.19 Cr
2026-07-17JEVIN STOCK BROKER PRIVATE LIMITEDSELL50,90,00773.58Rs 37.45 Cr
2026-07-17JEVIN STOCK BROKER PRIVATE LIMITEDBUY50,90,00774.82Rs 38.08 Cr
2026-07-17DHIRAJBHAI VAGHJIBHAI KORADIYABUY46,50,00074.3Rs 34.55 Cr
2026-07-17DHIRAJBHAI VAGHJIBHAI KORADIYASELL45,50,00074.65Rs 33.97 Cr
Technical snapshot
Momentum, trend and delivery-based conviction from the actual price and volume history.
EOD 26 Oct
RSI (14) - momentum
38.8Neutral
0 oversold3070overbought 100
Delivery % - genuine buying vs churn
21.3%Below average - weaker conviction
today 21.3%20d avg 34.4%

The share of traded quantity that was actually delivered (not squared off intraday) - high delivery vs its 20-session average suggests real buying or holding, not just churn.

vs 50-DMA
-2.61%
vs 200-DMA
+36.71%
1-month
-15.92%
3-month
+8.31%
1-year
+90.10%
Realized vol (30d)
48.7%
Insider trading disclosures
Promoter, director and other insider trades in the company's own shares, as disclosed to the exchange under SEBI's insider-trading regulations - usually within a few days of the transaction.
last 18 months

Insider trading data unavailable.

Recent announcements
The company's own filings to the exchange - results, board meetings, investor calls - with a link to the source document.
last 6 months

Announcements unavailable.

Want to test a strategy on PAISALO?

Backtest an equity strategy on real market data, free - no card needed.

Start free

Equity price, fundamentals and realized volatility are end-of-day / quarterly from real market data. The option chain (PCR, max pain, expected move, IV, OI) is live from the exchange during market hours; outside them it shows the last session's close. Shareholding, insider trades and announcements are the company's own exchange filings. Analysis only, not investment advice.