52-week rangeThe lowest and highest prices the stock traded at over the last year, from each day's intraday low and high. The marker is today's close: 0% means it sits at the year's low, 100% at the high. It describes where the price is, not where it is going.38.5% up the range
Rs 116Rs 178
What Bank of India does
A short, human-reviewed summary of the business, written from public sources. Background, not analysis, and not updated intraday.
business summary
Founded in 1906, Bank of India was the first Indian bank to open a branch abroad (London, 1946) and the first into continental Europe (Paris, 1974). It still runs one of the larger overseas networks among government banks, spanning 15 countries, with international business making up about 14% of the total. Nationalized in 1969, it remains majority government owned today.
1
1Sector
PSU Banks
2
2What it sells
Savings, current and NRI accounts, personal, vehicle and education loans, corporate and trade-finance lending, plus treasury and forex operations through its domestic and overseas branches.
3
3Who buys it
Both retail depositors and borrowers in India, and NRI and corporate clients served through overseas branches and offices in centres such as London, Paris, Tokyo, Singapore and New York.
4
4How it earns
Earns the spread between deposit and lending rates across its domestic and international book, plus treasury and forex income. Being government owned, its loan book has historically carried more stressed assets than large private-sector peers, which weighs on profitability.
Implied vs realized volatility
This compares the volatility options are pricing (from the chain) with the volatility the stock has actually delivered. It appears once the live options chain is available.
options live in market hours
The options-implied volatility comes from the live chain, which is available during and around market hours (9:15-3:30 IST, Mon-Fri). The stock has realized 18.3% volatility over the last 30 days; the implied figure and the comparison will show when the chain is live.
BANKINDIA price vs the biggest options level
The daily candles are the actual stock. The two labeled lines are the single strike with the most call open interest (a resistance level option sellers are defending) and the single strike with the most put open interest (a support level). The full breakdown across every strike is in the Open Interest Profile card below.
EOD 11 Sept
IndicatorsVolume
Loading BANKINDIA price...
Options snapshot
The live stock option chain (PCR, max pain, expected move, OI) loads during and around market hours.
live in market hours
BANKINDIA's live option chain - put-call ratio, max pain, expected move and open-interest walls - appears during market hours (9:15-3:30 IST, Mon-Fri). Come back when the market is open for the full options view.
Returns and valuation
Built from the company's own balance sheet and cash flow. Return on equity is the trailing twelve months of profit against the equity on the books; the balance sheet behind it is filed twice a year, not four times.
from the filing as at 2026-03-31
Market cap
Rs 63,748 Cr
what the whole company is priced at today
Return on equity
12.7%
profit earned on every Rs 100 of shareholders money
Price to book
0.71x
0.71 times the value on its own books
Return on assets
1.0%
profit against everything it owns
Dividend yield
2.89%
paid out on today's price
Book value / share
Rs 198
the company's own books, per share
Left blank on purpose
Return on capital - a lender's capital IS its product
EV / EBITDA - enterprise value nets off debt, which a lender raises on purpose
What it owns and what it owes
Straight from the balance sheet in the company's filing. Net debt is borrowings less cash and liquid investments, so a negative figure means it holds more cash than debt.
as at 2026-03-31
Total assets
Rs 11,79,552 Cr
everything the company owns
Shareholders equity
Rs 89,959 Cr
8% of what it owns is funded by its owners
Cash and equivalents
Rs 47,660 Cr
cash and near-cash on hand
Left blank on purpose
Net debt - borrowing is this company's raw material, so netting it off says nothing
Debt to equity - a lender funds itself with deposits, so this would compare things that are not comparable
Current ratio - a lender does not split its balance sheet into current and non-current
Companies file a balance sheet twice a year, not every quarter, so this is the most recent one published rather than the latest quarter. This company lends for a living, which is why the gearing measures are left blank rather than missing.
The cash it actually made
Profit is an accounting figure; cash flow is what moved. Free cash flow is the cash from running the business less what was spent on plant and equipment, so it is what was left over to pay down debt or return to shareholders.
year to 2026-03-31
Cash from operations
Rs 4,753 Cr
for a lender this is dominated by money lent out, not by trading
Left blank on purpose
Free cash flow - it would measure lending, not spare cash, because the outflow above is the loan book
FCF margin - free cash flow above does not apply, so neither does its margin
Cash vs profit - a growing loan book makes this negative in a good year as easily as a bad one
Cash flow is reported for the year to date, so this covers the full period ending 2026-03-31 rather than a single quarter. This company lends for a living, so money going out of the door as new loans is an operating outflow: a large negative figure here is what a growing loan book looks like, not a warning.
Fundamentals
Trailing-twelve-month valuation, margins and growth from the company's own filings.
as of 2026-06-30
P/E (TTM)
5.4
PEG
0.07
EPS (TTM)
Rs 25.9
Net margin
14.8%
Rev growth YoY
+8.83%
Profit growth YoY
+77.92%
TTM revenue
Rs 77,244 Cr
TTM net profit
Rs 11,464 Cr
Against its sector
Where this stock sits within its own sector on each measure. The marker is its position in the peer group and the notch is the sector median. A position is a fact about the cohort, not a view on the stock.
Median rather than average, so one loss-making or one very expensive peer cannot drag the reference. Valuation is shown without a colour verdict: a higher multiple can mean expensive, or faster growth expected, and only you can decide which.
The business
Sales and net profit from the company's own filings, by financial year or by quarter. Hover any bar for that period's complete figures including operating margin and the change against the comparable earlier period. The single TTM figure above is the sum of the last four quarters.
4 years · 6 quarters
Full financial years - the long arc of the business.
Sales growth
-
a year, 3 years
Profit growth
-
a year, 3 years
Operating margin
-
latest year
Sales by financial yearRs 75,613 Cr
Net profit by financial yearRs 10,089 Cr
FY224 full years · hover a yearFY26
Full financial years only, so a part-year is never shown as a whole one. Hover any year for its complete figures.
Dividends paid
Cash paid per share, from the exchange's corporate-action record, restated to today's share count across bonuses and splits. Dates shown are ex-dates: you must own the shares before that date to receive the payment.
3.32% yield
Rs 3,320 / year
Paid 5 of 5 yrs
on Rs 1 lakh at today's price · 3.32% yield · Rs 4.65/share
What each year paid, on Rs 1 lakh
1,429
1,429
2,000
2,893
3,321
22
23
24
25
26*
* 2026 so far - more may still be declared this year
2026 has paid Rs 4.65 per share, about Rs 3,321 on Rs 1 lakh at today's price. Dividends are at the company's discretion and can be cut or skipped.
Technical snapshot
Momentum, trend and delivery-based conviction from the actual price and volume history.
EOD 11 Sept
RSI (14) - momentum
42.3Neutral
0 oversold3070overbought 100
Delivery % - genuine buying vs churn
36.3%Near average
today 36.3%20d avg 48.1%
The share of traded quantity that was actually delivered (not squared off intraday) - high delivery vs its 20-session average suggests real buying or holding, not just churn.
vs 50-DMA
-1.59%
vs 200-DMA
-5.13%
1-month
-3.36%
3-month
-4.90%
1-year
+24.37%
Realized vol (30d)
18.3%
Insider trading disclosures
Promoter, director and other insider trades in the company's own shares, as disclosed to the exchange under SEBI's insider-trading regulations - usually within a few days of the transaction.
last 18 months
Insider trading data unavailable.
Recent announcements
The company's own filings to the exchange - results, board meetings, investor calls - with a link to the source document.
last 6 months
Announcements unavailable.
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Equity price, fundamentals and realized volatility are end-of-day / quarterly from real market data. The option chain (PCR, max pain, expected move, IV, OI) is live from the exchange during market hours; outside them it shows the last session's close. Shareholding, insider trades and announcements are the company's own exchange filings. Analysis only, not investment advice.