52-week rangeThe lowest and highest prices the stock traded at over the last year, from each day's intraday low and high. The marker is today's close: 0% means it sits at the year's low, 100% at the high. It describes where the price is, not where it is going.48.9% up the range
Rs 134Rs 221
What Bandhan Bank does
A short, human-reviewed summary of the business, written from public sources. Background, not analysis, and not updated intraday.
business summary
Began as Bandhan Financial Services, which grew into India's largest microfinance lender before its 2015 conversion into a universal bank, moving its entire microfinance portfolio onto the new bank's books. Unsecured microfinance loans have shrunk to around a third of advances as the bank actively diversifies into housing and MSME lending, down from roughly half a few years ago, though the book remains concentrated in West Bengal and Assam.
1
1Sector
Private Banks
2
2What it sells
Microfinance and small group loans to entrepreneurs (its EEB business), home loans, MSME loans, and general retail banking and deposits.
3
3Who buys it
Historically women microfinance borrowers in rural and semi-urban West Bengal and the North-East; increasingly also housing, MSME and general retail customers as the bank diversifies beyond its microfinance roots.
4
4How it earns
Earns a spread on its loan book, with the higher-yielding but riskier unsecured microfinance portfolio driving much of the swing in profit. A sharp rise in microfinance defaults has previously hit the bank's asset quality and earnings hard.
Implied vs realized volatility
This compares the volatility options are pricing (from the chain) with the volatility the stock has actually delivered. It appears once the live options chain is available.
options live in market hours
The options-implied volatility comes from the live chain, which is available during and around market hours (9:15-3:30 IST, Mon-Fri). The stock has realized 24.2% volatility over the last 30 days; the implied figure and the comparison will show when the chain is live.
BANDHANBNK price vs the biggest options level
The daily candles are the actual stock. The two labeled lines are the single strike with the most call open interest (a resistance level option sellers are defending) and the single strike with the most put open interest (a support level). The full breakdown across every strike is in the Open Interest Profile card below.
EOD 11 Sept
IndicatorsVolume
Loading BANDHANBNK price...
Options snapshot
The live stock option chain (PCR, max pain, expected move, OI) loads during and around market hours.
live in market hours
BANDHANBNK's live option chain - put-call ratio, max pain, expected move and open-interest walls - appears during market hours (9:15-3:30 IST, Mon-Fri). Come back when the market is open for the full options view.
Returns and valuation
Built from the company's own balance sheet and cash flow. Return on equity is the trailing twelve months of profit against the equity on the books; the balance sheet behind it is filed twice a year, not four times.
from the filing as at 2026-03-31
Market cap
Rs 28,439 Cr
what the whole company is priced at today
Return on equity
5.3%
profit earned on every Rs 100 of shareholders money
Price to book
1.11x
1.11 times the value on its own books
Return on assets
0.6%
profit against everything it owns
Dividend yield
0.85%
paid out on today's price
Book value / share
Rs 159
the company's own books, per share
Left blank on purpose
Return on capital - a lender's capital IS its product
EV / EBITDA - enterprise value nets off debt, which a lender raises on purpose
What it owns and what it owes
Straight from the balance sheet in the company's filing. Net debt is borrowings less cash and liquid investments, so a negative figure means it holds more cash than debt.
as at 2026-03-31
Total assets
Rs 2,11,124 Cr
everything the company owns
Shareholders equity
Rs 25,575 Cr
12% of what it owns is funded by its owners
Cash and equivalents
Rs 13,127 Cr
cash and near-cash on hand
Left blank on purpose
Net debt - borrowing is this company's raw material, so netting it off says nothing
Debt to equity - a lender funds itself with deposits, so this would compare things that are not comparable
Current ratio - a lender does not split its balance sheet into current and non-current
Companies file a balance sheet twice a year, not every quarter, so this is the most recent one published rather than the latest quarter. This company lends for a living, which is why the gearing measures are left blank rather than missing.
The cash it actually made
Profit is an accounting figure; cash flow is what moved. Free cash flow is the cash from running the business less what was spent on plant and equipment, so it is what was left over to pay down debt or return to shareholders.
year to 2026-03-31
Cash from operations
Rs 1,143 Cr
for a lender this is dominated by money lent out, not by trading
Left blank on purpose
Free cash flow - it would measure lending, not spare cash, because the outflow above is the loan book
FCF margin - free cash flow above does not apply, so neither does its margin
Cash vs profit - a growing loan book makes this negative in a good year as easily as a bad one
Cash flow is reported for the year to date, so this covers the full period ending 2026-03-31 rather than a single quarter. This company lends for a living, so money going out of the door as new loans is an operating outflow: a large negative figure here is what a growing loan book looks like, not a warning.
Fundamentals
Trailing-twelve-month valuation, margins and growth from the company's own filings.
as of 2026-06-30
P/E (TTM)
21.0
PEG
0.60
EPS (TTM)
Rs 8.4
Net margin
6.2%
Rev growth YoY
+2.83%
Profit growth YoY
+34.87%
TTM revenue
Rs 21,844 Cr
TTM net profit
Rs 1,353 Cr
Against its sector
Where this stock sits within its own sector on each measure. The marker is its position in the peer group and the notch is the sector median. A position is a fact about the cohort, not a view on the stock.
Median rather than average, so one loss-making or one very expensive peer cannot drag the reference. Valuation is shown without a colour verdict: a higher multiple can mean expensive, or faster growth expected, and only you can decide which.
The business
Sales and net profit from the company's own filings, by financial year or by quarter. Hover any bar for that period's complete figures including operating margin and the change against the comparable earlier period. The single TTM figure above is the sum of the last four quarters.
3 years · 6 quarters
Full financial years - the long arc of the business.
Sales growth
-
a year, 3 years
Profit growth
-
a year, 3 years
Operating margin
-
latest year
Sales by financial yearRs 21,689 Cr
Net profit by financial yearRs 1,224 Cr
FY223 full years · hover a yearFY26
Full financial years only, so a part-year is never shown as a whole one. Hover any year for its complete figures.
Dividends paid
Cash paid per share, from the exchange's corporate-action record, restated to today's share count across bonuses and splits. Dates shown are ex-dates: you must own the shares before that date to receive the payment.
0.85% yield
Rs 850 / year
Paid 5 of 8 yrs
on Rs 1 lakh at today's price · 0.85% yield · Rs 1.5/share
What each year paid, on Rs 1 lakh
1,700
850
850
850
850
19
20
21
22
23
24
25
26*
* 2026 so far - more may still be declared this year
2026 has paid Rs 1.50 per share, about Rs 850 on Rs 1 lakh at today's price. It skipped 3 of the last 8 years. Dividends are at the company's discretion and can be cut or skipped.
Large institutional deals
Bulk and block deals reported by the exchange, where a single large trade is disclosed along with the counterparty's name. Only deals above the exchange's disclosure threshold appear here.
last 2
Date
Party
Side
Qty
Price
Value
2026-07-22
GRAVITON RESEARCH CAPITAL LLP
SELL
1,05,13,583
176.71
Rs 185.79 Cr
2026-07-22
GRAVITON RESEARCH CAPITAL LLP
BUY
1,05,13,583
176.51
Rs 185.58 Cr
Technical snapshot
Momentum, trend and delivery-based conviction from the actual price and volume history.
EOD 11 Sept
RSI (14) - momentum
56.7Neutral
0 oversold3070overbought 100
Delivery % - genuine buying vs churn
57.6%Above average - stronger conviction
today 57.6%20d avg 40.9%
The share of traded quantity that was actually delivered (not squared off intraday) - high delivery vs its 20-session average suggests real buying or holding, not just churn.
vs 50-DMA
-2.00%
vs 200-DMA
+1.65%
1-month
+0.35%
3-month
-17.09%
1-year
+8.07%
Realized vol (30d)
24.2%
Insider trading disclosures
Promoter, director and other insider trades in the company's own shares, as disclosed to the exchange under SEBI's insider-trading regulations - usually within a few days of the transaction.
last 18 months
Insider trading data unavailable.
Recent announcements
The company's own filings to the exchange - results, board meetings, investor calls - with a link to the source document.
last 6 months
Announcements unavailable.
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Equity price, fundamentals and realized volatility are end-of-day / quarterly from real market data. The option chain (PCR, max pain, expected move, IV, OI) is live from the exchange during market hours; outside them it shows the last session's close. Shareholding, insider trades and announcements are the company's own exchange filings. Analysis only, not investment advice.