KARURVYSYAKarur Vysya Bank Limited

Rs 337.7▲ +0.42%
Market closedEquity EOD 26 Oct
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52-week rangeThe lowest and highest prices the stock traded at over the last year, from each day's intraday low and high. The marker is today's close: 0% means it sits at the year's low, 100% at the high. It describes where the price is, not where it is going.65.6% up the range
Rs 237Rs 391
KARURVYSYA price
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EOD 26 Oct
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At a glance
Each figure is shown against the company's sector (the track: the dot is this company, the tick is the sector middle) and, where we hold the yearly filings, against its own recent years (the small trend line).
Market capWhat the whole company is worth on the stock market today: share price times the number of shares. It measures size, not quality.
Rs 32,645 cr
Larger than 47% of 19 peers
sector middle Rs 49,783 cr
P/EPrice to earnings: how many rupees investors pay for each rupee of profit the company made over the last twelve months. Compare it with similar companies rather than reading it alone.
11.0x
Lower than 58% of 19 peers
sector middle 12.0x
Price to bookPrice to book: the share price divided by the shareholders' money per share in the latest balance sheet. Around 1 means the market values the company close to its book value.
2.1x
Higher than 95% of 19 peers
sector middle 1.2x
ROEReturn on equity: the year's profit as a percentage of the shareholders' money in the business. It shows how much the company earns on what its owners have put in.
19.2%
Highest of 19 peers
sector middle 12.1%
Dividend yieldDividends paid over the last year as a percentage of the company's market value: roughly what Rs 100 of shares paid out in cash.
0.6%
Higher than 56% of 18 peers
sector middle 0.5%
Sales growthHow much the latest quarter's sales grew against the same quarter a year earlier.
+15.2%
Lower than 68% of 19 peers
sector middle +17.1%

Peers are the listed companies in the exchange's own industry group: Private Sector Bank. Balance-sheet figures are from the latest filed balance sheet; trends show each financial year we hold.

What the numbers say
Short lines written by fixed rules from the company's own filings and shareholding. A line appears only when the figures cross the rule (for example sales growing three years running), and each names the numbers behind it. Nothing here is a view on whether to own the share.

Latest quarterIn the quarter to September 2026 (results filed 15 Oct 2026), income rose 15.2% from a year earlier to Rs 3,235 cr and profit rose 37.2% to Rs 788 cr.

Nothing in the filings we hold crosses one of our rules yet. Each rule needs a few complete years of results, so recently listed companies often show nothing here.

Each line is written by a fixed rule from the company's own filings and share price, and names the figures it uses. It describes what happened; it is not advice about the share.

How the share moved on results
For each quarterly result we hold: the change from the share's close on the last trading day before the filing to its close on the first trading day after it. Results can land during market hours or after the close, and this window covers both. It shows what happened, not what will happen next time.

Over the last 7 results, the share rose on 5 and fell on 2, and moved by 3% or more on 5.

Q4 FY25Q3 FY26Q2 FY27

Q2 FY27: results filed 15 Oct 2026. The share went from its close on 14 Oct 2026 to its close on 16 Oct 2026 +4.22%.

What Karur Vysya Bank does
A short, human-reviewed summary of the business, written from public sources. Background, not analysis, and not updated intraday.
business summary

An old private-sector bank founded in Karur, Tamil Nadu in 1916 to finance local traders and farmers, and still run on relationship-banking lines rather than an aggressive digital-first model. It has deliberately shrunk large corporate lending to around 14% of advances, concentrating instead on smaller retail, agriculture and MSME loans, mostly in South India.

1
1Sector

Private Banks

2
2What it sells

Savings and current accounts, retail and MSME loans, agricultural finance, trade finance and business banking for small and mid-sized customers.

3
3Who buys it

Traders, farmers, and small and medium businesses, historically concentrated in Tamil Nadu and neighbouring South Indian states, with a growing retail base elsewhere.

4
4How it earns

Earns the spread between deposit and lending rates, favouring smaller, higher-yielding retail, agriculture and MSME loans over large corporate exposure; this granular approach has historically limited its exposure to large single-borrower credit shocks.

Fundamentals
Trailing-twelve-month valuation, margins and growth from the company's own filings.
as of 2026-09-30
P/E (TTM)
11.0
PEG
0.30
EPS (TTM)
Rs 30.6
Net margin
24.7%
Rev growth YoY
+15.22%
Profit growth YoY
+37.24%
TTM revenue
Rs 11,983 Cr
TTM net profit
Rs 2,958 Cr
What it owns, and how that is paid for
Straight from the March balance sheet in the company's annual filing. Both bars are the whole balance sheet: what the company owns, and where the money for it came from.
as at 2026-03-31

At FY26 it held Rs 1.37 lakh Cr of assets. 10% was the owners' own money; customer deposits funded 85%.

What it owns
96%
Cash and bank5,154 Cr
Loans and everything else1.31 lakh Cr
How that is paid for
10%
85%
Shareholders14,108 Cr
Customer deposits1.16 lakh Cr
Borrowings2,623 Cr
Other liabilities4,207 Cr
Cash and equivalents
Rs 5,691 Cr
Book value / share
Rs 159
Return on assets
2.0%

From the March balance sheet in the company's annual filing (2026-03-31). Each bar is the full balance sheet; "everything else" is what the filed total leaves after the named lines.

Where the cash went
Profit is an accounting figure; cash flow is what actually moved. Cash from running the business, plus or minus what was spent on or received from investments, plus or minus what came from or went to lenders and shareholders, equals the change in cash.

In FY26 the business moved Rs -554 Cr through operations; for a lender that is mostly loans made and deposits taken, not trading cash.

From running the business
-554 Cr
Spent on or received from investing
-1,745 Cr
From or to lenders and shareholders
-205 Cr
Net change in cash
-2,504 Cr

Full financial year to 2026-03-31, from the company's cash flow statement. This company lends for a living: money lent out is an operating outflow, so these are not coloured as good or bad.

Against its sector
Where this stock sits within its own sector on each measure. The marker is its position in the peer group and the notch is the sector median. A position is a fact about the cohort, not a view on the stock.
Private Sector Bank · 19
P/E11.04vs 12.02 median
Cheapest: J&KBANK 4.62Priciest: RBLBANK 25.22
Net margin24.69%vs 15.9% median
Lowest: BANDHANBNK 6.2%Highest: ICICIBANK 30.33%
Revenue growth15.22%vs 17.06% median
Lowest: INDUSINDBK 1.61%Highest: J&KBANK 120.96%

Median rather than average, so one loss-making or one very expensive peer cannot drag the reference. Valuation is shown without a colour verdict: a higher multiple can mean expensive, or faster growth expected, and only you can decide which.

Peers side by side
Every company in the same NSE industry group that we hold figures for, largest first. Tap any heading to sort by it. The same figures as the At a glance tiles, worked out the same way for every company.
Private Sector Bank · 20 shown
Company
HDFCBANK
HDFC Bank Limited
10.61 L cr13.3x1.8x13.6%22.8%+9.3%1.95%
ICICIBANK
ICICI Bank Limited
10.07 L cr17.2x2.5x15.3%30.3%+16.2%0.78%
AXISBANK
Axis Bank Limited
3.80 L cr12.7x1.6x13.1%21.2%+17.9%0.08%
KOTAKBANK
Kotak Mahindra Bank Limited
87,648 cr20.4x0.5x11.0%29.1%+15.4%0.57%
FEDERALBNK
The Federal Bank Limited
85,160 cr16.8x1.9x12.2%17.1%+16.2%0.35%
IDBI
IDBI Bank Limited
82,245 cr9.9x1.2x12.1%26.8%+19.8%2.74%
INDUSINDBK
IndusInd Bank Limited
65,798 cr22.0x1.0x4.4%6.6%+1.6%0.00%
IDFCFIRSTB
IDFC First Bank Limited
61,860 cr20.8x1.3x6.1%6.8%+20.0%0.48%
RBLBANK
RBL Bank Limited
54,075 cr25.2x1.2x2.8%7.8%+23.2%0.11%
YESBANK
Yes Bank Limited
49,783 cr12.0x0.9x7.9%13.1%+17.1%0.00%
KARURVYSYA
Karur Vysya Bank Limited
32,645 cr11.0x2.1x19.2%24.7%+15.2%0.64%
BANDHANBNK
Bandhan Bank Limited
24,305 cr18.0x0.9x5.3%6.2%+2.8%0.99%
CUB
City Union Bank Limited
20,606 cr11.8x1.9x13.3%19.4%+23.6%-
SOUTHBANK
The South Indian Bank Limited
13,797 cr9.2x1.2x13.3%14.9%+11.2%0.76%
J&KBANK
The Jammu & Kashmir Bank Limited
12,887 cr4.6x0.7x15.9%16.0%+121.0%0.00%
TMB
Tamilnad Mercantile Bank Limited
12,732 cr8.8x1.3x14.3%23.7%+19.9%1.37%
KTKBANK
The Karnataka Bank Limited
11,341 cr7.9x0.9x10.9%15.9%+5.4%1.67%
DCBBANK
DCB Bank Limited
6,197 cr7.9x0.9x12.1%10.4%+9.4%0.69%
CSBBANK
CSB Bank Limited
5,339 cr8.0x1.1x13.6%14.0%+23.7%0.00%
DHANBANK
Dhanlaxmi Bank Limited
1,220 cr10.6x0.8x7.8%6.9%+22.2%0.00%

Swipe the table sideways for more columns. Tap a heading to sort. A dash means the figure is not filed or cannot be worked out for that company. A bigger cohort is cut to its 40 largest companies.

The business
Sales and net profit from the company's own filings, by financial year or by quarter. Hover any bar for that period's complete figures including operating margin and the change against the comparable earlier period. The single TTM figure above is the sum of the last four quarters.
2 years · 7 quarters
Full financial years - the long arc of the business.
Sales growth
-
a year, 3 years
Profit growth
-
a year, 3 years
Operating margin
-
latest year
Sales by financial yearRs 11,074 Cr
Net profit by financial yearRs 2,510 Cr
FY252 full years · hover a yearFY26

Full financial years only, so a part-year is never shown as a whole one. Hover any year for its complete figures.

Dividends paid
Cash paid per share, from the exchange's corporate-action record, restated to today's share count across bonuses and splits. Dates shown are ex-dates: you must own the shares before that date to receive the payment.
0.77% yield
Rs 770 / year
Paid 9 of 11 yrs
on Rs 1 lakh at today's price · 0.77% yield · Rs 2.6/share
What each year paid, on Rs 1 lakh
583
148
124
394
495
592
643
770
17
18
19
20
21
22
23
24
25
26*
* 2026 so far - more may still be declared this year

2026 has paid Rs 2.60 per share, about Rs 770 on Rs 1 lakh at today's price. It skipped 2 of the last 11 years. Earlier years are restated to today's share count, so a bonus or split never reads as a dividend cut. Dividends are at the company's discretion and can be cut or skipped.

Large institutional deals
Bulk and block deals reported by the exchange, where a single large trade is disclosed along with the counterparty's name. Only deals above the exchange's disclosure threshold appear here.
last 2
DatePartySideQtyPriceValue
2026-07-21MICROCURVES TRADING PRIVATE LIMITEDBUY56,38,465333.27Rs 187.91 Cr
2026-07-21MICROCURVES TRADING PRIVATE LIMITEDSELL56,38,264333.51Rs 188.04 Cr
Technical snapshot
Momentum, trend and delivery-based conviction from the actual price and volume history.
EOD 26 Oct
RSI (14) - momentum
48.4Neutral
0 oversold3070overbought 100
Delivery % - genuine buying vs churn
49.2%Near average
today 49.2%20d avg 48.3%

The share of traded quantity that was actually delivered (not squared off intraday) - high delivery vs its 20-session average suggests real buying or holding, not just churn.

vs 50-DMA
+0.04%
vs 200-DMA
+9.56%
1-month
+4.08%
3-month
-0.35%
1-year
+49.09%
Realized vol (30d)
33.5%
Insider trading disclosures
Promoter, director and other insider trades in the company's own shares, as disclosed to the exchange under SEBI's insider-trading regulations - usually within a few days of the transaction.
last 18 months

Insider trading data unavailable.

Recent announcements
The company's own filings to the exchange - results, board meetings, investor calls - with a link to the source document.
last 6 months

Announcements unavailable.

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Equity price, fundamentals and realized volatility are end-of-day / quarterly from real market data. The option chain (PCR, max pain, expected move, IV, OI) is live from the exchange during market hours; outside them it shows the last session's close. Shareholding, insider trades and announcements are the company's own exchange filings. Analysis only, not investment advice.