MUTHOOTMFMuthoot Microfin Limited

Rs 145.85▼ -5.48%
Market closedEquity EOD 26 Oct
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52-week rangeThe lowest and highest prices the stock traded at over the last year, from each day's intraday low and high. The marker is today's close: 0% means it sits at the year's low, 100% at the high. It describes where the price is, not where it is going.3.8% up the range
Rs 141Rs 263
MUTHOOTMF price
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EOD 26 Oct
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At a glance
Each figure is shown against the company's sector (the track: the dot is this company, the tick is the sector middle) and, where we hold the yearly filings, against its own recent years (the small trend line).
Market capWhat the whole company is worth on the stock market today: share price times the number of shares. It measures size, not quality.
Rs 2,447 cr
Larger than 57% of 139 peers
sector middle Rs 1,429 cr
P/EPrice to earnings: how many rupees investors pay for each rupee of profit the company made over the last twelve months. Compare it with similar companies rather than reading it alone.
10.0x
Lower than 72% of 94 peers
sector middle 14.4x
Price to bookPrice to book: the share price divided by the shareholders' money per share in the latest balance sheet. Around 1 means the market values the company close to its book value.
0.9x
Lower than 58% of 130 peers
sector middle 1.1x
ROEReturn on equity: the year's profit as a percentage of the shareholders' money in the business. It shows how much the company earns on what its owners have put in.
8.6%
Lower than 63% of 97 peers
sector middle 11.5%
FY25 -8.4%FY26 6.0%
Dividend yieldDividends paid over the last year as a percentage of the company's market value: roughly what Rs 100 of shares paid out in cash.
0.0%
Lower than 46% of 138 peers
sector middle 0.0%
Sales growthHow much the latest quarter's sales grew against the same quarter a year earlier.
+19.7%
Around the middle of 119 peers
sector middle +18.6%

Peers are the listed companies in the exchange's own industry group: Microfinance Institutions. Balance-sheet figures are from the latest filed balance sheet; trends show each financial year we hold.

What the numbers say
Short lines written by fixed rules from the company's own filings and shareholding. A line appears only when the figures cross the rule (for example sales growing three years running), and each names the numbers behind it. Nothing here is a view on whether to own the share.

Latest quarterIn the quarter to June 2026 (results filed 6 Aug 2026), sales rose 19.7% from a year earlier to Rs 669 cr and profit rose 1215.3% to Rs 81.3 cr.

Worth watching
  • Reported a loss in FY25.
  • Profit before interest covered interest 1.2 times in FY26 (Rs 874 cr of interest).
  • Operations used cash in FY26 (-Rs 580 cr) while reported profit was Rs 170 cr.

Each line is written by a fixed rule from the company's own filings and share price, and names the figures it uses. It describes what happened; it is not advice about the share.

How the share moved on results
For each quarterly result we hold: the change from the share's close on the last trading day before the filing to its close on the first trading day after it. Results can land during market hours or after the close, and this window covers both. It shows what happened, not what will happen next time.

Over the last 10 results, the share rose on 3 and fell on 7, and moved by 3% or more on 7.

Q3 FY24Q2 FY25Q1 FY26Q1 FY27

Q1 FY27: results filed 6 Aug 2026. The share went from its close on 5 Aug 2026 to its close on 7 Aug 2026 -7.01%.

Fundamentals
Trailing-twelve-month valuation, margins and growth from the company's own filings.
as of 2026-06-30
P/E (TTM)
10.0
PEG
0.01
EPS (TTM)
Rs 14.6
Net margin
9.9%
Rev growth YoY
+19.69%
Profit growth YoY
+1215.30%
TTM revenue
Rs 2,480 Cr
TTM net profit
Rs 245 Cr
Health check, year by year
Returns and debt for each financial year from the March balance sheet, each row coloured against this company's own usual level.
MeasureFY25FY26
ROEProfit as a percentage of shareholders' money (from the March balance sheet).-8.4%6.0%

Each row is coloured against this company's own usual level, not against other companies: green is better than its middle year, red worse, plain is close to it. ROE, ROCE and debt rows start once the filings carry a full balance sheet (FY22 at the earliest).

What it owns, and how that is paid for
Straight from the March balance sheet in the company's annual filing. Both bars are the whole balance sheet: what the company owns, and where the money for it came from.
as at 2026-03-31

At FY26 it owned Rs 12,685 Cr of assets. Its owners funded 23% of that, with no borrowings.

What it owns
90%
Plant, property and projects69 Cr
Goodwill and intangibles0 Cr
Cash and bank1,141 Cr
Everything else11,474 Cr
How that is paid for
23%
77%
Shareholders2,854 Cr
Other liabilities9,830 Cr
Cash and equivalents
Rs 701 Cr
Book value / share
Rs 170
Return on assets
1.9%

From the March balance sheet in the company's annual filing (2026-03-31). Each bar is the full balance sheet; "everything else" is what the filed total leaves after the named lines.

Where the cash went
Profit is an accounting figure; cash flow is what actually moved. Cash from running the business, plus or minus what was spent on or received from investments, plus or minus what came from or went to lenders and shareholders, equals the change in cash.

In FY26 the business moved Rs -580 Cr through operations; for a lender that is mostly loans made and deposits taken, not trading cash.

From running the business
-580 Cr
Spent on or received from investing
-41 Cr
From or to lenders and shareholders
+626 Cr
Net change in cash
+4 Cr

Full financial year to 2026-03-31, from the company's cash flow statement. This company lends for a living: money lent out is an operating outflow, so these are not coloured as good or bad.

Against its sector
Where this stock sits within its own sector on each measure. The marker is its position in the peer group and the notch is the sector median. A position is a fact about the cohort, not a view on the stock.
Finance · 181
P/E9.98vs 14.39 median
Cheapest: BLBLIMITED 2.84Priciest: MONEYBOXX 205.48
Net margin9.9%vs 20.98% median
Lowest: MAXIND -62.02%Highest: MAHSCOOTER 96.41%
Revenue growth19.69%vs 18.61% median
Lowest: WILLAMAGOR -99.96%Highest: JINDALPHOT 1375.93%

Median rather than average, so one loss-making or one very expensive peer cannot drag the reference. Valuation is shown without a colour verdict: a higher multiple can mean expensive, or faster growth expected, and only you can decide which.

Peers side by side
Every company in the same NSE industry group that we hold figures for, largest first. Tap any heading to sort by it. The same figures as the At a glance tiles, worked out the same way for every company.
Finance · 40 shown
Company
BAJAJFINSV
Bajaj Finserv Limited
2.67 L cr26.5x3.4x14.6%--13.1%+18.6%0.69%
JIOFIN
Jio Financial Services Limited
1.36 L cr78.0x1.1x1.3%--30.4%+73.2%0.23%
TATACAP
Tata Capital Limited
1.26 L cr23.2x2.8x11.6%--16.8%-0.13%
CHOLAFIN
Cholamandalam Investment and Finance Company Limited
1.23 L cr21.4x4.0x18.9%--17.6%+21.9%0.14%
BAJAJHLDNG
Bajaj Holdings & Investment Limited
1.23 L cr-1.7x----+21.5%0.91%
PFC
Power Finance Corporation Limited
1.05 L cr4.0x0.8x19.4%--29.1%-0.0%0.00%
IRFC
Indian Railway Finance Corporation Limited
97,230 cr13.2x1.6x12.2%--24.5%+23.4%2.82%
ABCAPITAL
Aditya Birla Capital Limited
96,531 cr22.8x2.8x11.5%--8.8%+28.2%0.00%
MUTHOOTFIN
Muthoot Finance Limited
96,184 cr8.5x2.5x28.8%--34.3%+34.4%1.09%
RECLTD
REC Limited
78,523 cr4.9x0.9x18.9%--27.1%-2.0%7.78%
BAJAJHFL
Bajaj Housing Finance Limited
65,449 cr23.3x2.7x11.7%--23.2%+18.0%0.00%
LTF
L&T Finance Limited
60,428 cr17.7x2.1x11.7%--17.1%+26.5%1.14%
BAJFINANCE
Bajaj Finance Limited
57,037 cr26.4x0.5x17.5%--24.4%+21.6%6.10%
SBICARD
SBI Cards and Payment Services Limited
51,227 cr19.6x3.0x15.2%--12.9%+3.6%0.42%
PIRAMALFIN
Piramal Finance Limited
44,904 cr22.8x1.4x6.1%--14.3%-0.56%
SUNDARMFIN
Sundaram Finance Limited
43,013 cr19.4x2.9x14.9%--22.0%+12.6%0.95%
HDBFS
HDB Financial Services Limited
41,560 cr14.1x1.9x13.4%--15.3%+10.1%0.59%
AIIL
Authum Investment & Infrastructure Limited
41,335 cr-2.8x----+20.9%0.01%
M&MFIN
Mahindra & Mahindra Financial Services Limited
38,807 cr10.8x1.4x13.1%--15.9%+18.1%2.33%
POONAWALLA
Poonawalla Fincorp Limited
35,981 cr31.9x2.6x7.9%--12.2%+70.2%0.00%
CRISIL
Crisil Limited
34,926 cr39.0x10.7x27.4%-0.0020.8%+20.2%1.24%
SHRIRAMFIN
Shriram Finance Limited
31,019 cr13.8x0.3x11.4%--24.5%+15.8%4.72%
HUDCO
Housing & Urban Development Corporation Limited
29,078 cr6.8x1.3x19.4%--30.6%+26.6%3.65%
IREDA
Indian Renewable Energy Development Agency Limited
28,618 cr14.5x2.0x13.7%--22.1%+14.0%0.00%
PNBHOUSING
PNB Housing Finance Limited
28,300 cr12.3x1.5x12.1%--26.6%+9.0%0.46%
LICHSGFIN
LIC Housing Finance Limited
27,377 cr4.8x0.7x13.8%--20.0%-2.3%2.01%
MANAPPURAM
Manappuram Finance Limited
27,006 cr17.7x1.7x9.0%--14.1%+34.1%0.63%
CHOLAHLDNG
Cholamandalam Financial Holdings Limited
23,552 cr8.8x1.5x17.8%--14.7%+19.6%0.51%
IIFL
IIFL Finance Limited
22,586 cr9.1x1.5x15.3%--17.3%+28.5%0.88%
CGCL
Capri Global Capital Limited
22,230 cr19.8x3.1x15.7%--21.3%+57.0%0.09%
TVSHLTD
TVS Holdings Limited
22,074 cr11.2x3.4x30.2%--6.2%+34.0%2.07%
AADHARHFC
Aadhar Housing Finance Limited
19,295 cr17.1x2.6x15.1%--29.9%+17.1%0.00%
IFCI
IFCI Limited
16,123 cr93.5x1.8x2.8%--21.8%-19.7%0.92%
CREDITACC
CREDITACCESS GRAMEEN LIMITED
16,012 cr10.1x1.8x17.8%--23.4%+26.2%0.00%
CHOICEIN
Choice International Limited
15,551 cr60.8x9.3x13.7%17.8%0.4821.0%+32.5%0.00%
MAHSCOOTER
Maharashtra Scooters Limited
13,529 cr48.6x0.5x1.0%--96.4%-81.5%1.85%
SAMMAANCAP
Sammaan Capital Limited
12,907 cr-0.7x-----31.2%0.00%
JSWHL
JSW Holdings Limited
12,536 cr91.3x0.4x0.4%--74.7%+15.0%0.00%
EDELWEISS
Edelweiss Financial Services Limited
11,633 cr16.4x2.5x12.0%--6.8%+3.7%4.09%
MUTHOOTMF
Muthoot Microfin Limited
2,447 cr10.0x0.9x8.6%--9.9%+19.7%0.00%

Swipe the table sideways for more columns. Tap a heading to sort. A dash means the figure is not filed or cannot be worked out for that company. A bigger cohort is cut to its 40 largest companies.

The business
Sales and net profit from the company's own filings, by financial year or by quarter. Hover any bar for that period's complete figures including operating margin and the change against the comparable earlier period. The single TTM figure above is the sum of the last four quarters.
2 years · 11 quarters
Full financial years - the long arc of the business.
Sales growth
-
a year, 3 years
Profit growth
-
a year, 3 years
Operating margin
47.1%
latest year
Sales by financial yearRs 2,370 Cr
Net profit by financial yearRs 170 Cr
FY252 full years · hover a yearFY26

Operating margin has gone from 27.0% to 47.1% over these years - the share of every rupee of sales kept after running costs, before interest and tax. Full financial years only, so a part-year is never shown as a whole one. Hover any year for its complete figures.

Technical snapshot
Momentum, trend and delivery-based conviction from the actual price and volume history.
EOD 26 Oct
RSI (14) - momentum
20Oversold
0 oversold3070overbought 100
Delivery % - genuine buying vs churn
43.6%Near average
today 43.6%20d avg 47.5%

The share of traded quantity that was actually delivered (not squared off intraday) - high delivery vs its 20-session average suggests real buying or holding, not just churn.

vs 50-DMA
-22.68%
vs 200-DMA
-23.34%
1-month
-22.91%
3-month
-41.69%
1-year
-12.08%
Realized vol (30d)
32.2%
Insider trading disclosures
Promoter, director and other insider trades in the company's own shares, as disclosed to the exchange under SEBI's insider-trading regulations - usually within a few days of the transaction.
last 18 months

Insider trading data unavailable.

Recent announcements
The company's own filings to the exchange - results, board meetings, investor calls - with a link to the source document.
last 6 months

Announcements unavailable.

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Equity price, fundamentals and realized volatility are end-of-day / quarterly from real market data. The option chain (PCR, max pain, expected move, IV, OI) is live from the exchange during market hours; outside them it shows the last session's close. Shareholding, insider trades and announcements are the company's own exchange filings. Analysis only, not investment advice.